The Avant Credit Card is a great option for people who want to build or improve their credit without needing a perfect credit score. It is issued by WebBank and is designed for those who may have had financial difficulties in the past but are looking for a simple way to rebuild their credit.
One of the main advantages of the Avant Credit Card is that it does not require a security deposit, unlike many secured credit cards. This makes it a more affordable choice for those who want the convenience of a regular credit card without the upfront cost. It also has a straightforward fee structure, with no hidden charges, making it easier to manage your money and avoid unexpected fees.
The Avant Credit Card also helps you improve your credit score over time, as it reports your payment history to all three major credit bureaus – Equifax, Experian, and TransUnion. It includes helpful features like fraud protection, secure mobile access, and the option to set up automatic payments to avoid late fees, making it a practical choice for those focused on better financial habits.
While the interest rate on this card may be higher than some premium cards, its ease of access and clear terms make it a valuable tool for those looking to take control of their financial future.
In this article, we provide a complete guide to the Avant Credit Card, covering everything from the application process to card activation, along with tips on how to make the most of its features.
How to Apply for Avant Credit Card at avant.com
You can easily apply for the Avant Credit Card online at their website by following these steps:
- Go to the official website of Avant Credit Card at avant.com through your computer or mobile phone.
- On the website, click on the Credit Cards present on the right side at the top of your screen.
- Then click on the Avant Credit Card and a new page will open on your screen.
- Next, click on the See If You Qualify option.
- Then on the next page, enter all the information asked for the credit card qualification.
- Enter your First Name, Last Name, Date of Birth, Social Security Number, Phone Number, Email, and Promotional Code (optional).
- Then click on the Terms and Conditions Agreement checkbox.
- After that, click on the Continue Application button and follow the on-screen instructions to complete the application process.
Once you complete all these steps, you’ll be verified and approved for the Avant Credit Card within minutes. After approval, your card will be mailed to you within 7–10 business days. Once you receive your credit card, the first thing you need to do is activate it so you can start enjoying the rewards and benefits it offers.
How to Activate Avant Credit Card at avant.com
Follow these steps to activate the Avant Credit Card online:
- Go to the official website of Avant Credit Card at avant.com through your computer or mobile phone.
- On the website, click on the Credit Cards present on the right side at the top of your screen.
- Then, click on Activate Your Card and a new page will open your screen.
- On the page, enter all the information required for the credit card activation.
- Enter your Email, Last 4 digits of SSN, and Last 4 digits of card number.
- Then, click on the Activate Card button to complete the activation process.
Once you’ve entered all the required information and clicked on the ‘Activate Card’ button, your Avant Credit Card will be successfully activated, allowing you to start making purchases, building your credit, and enjoying the features and benefits that come with your new card.
Frequently Asked Questions
What happens if I exceed my credit limit?
Avant does not charge an over-limit fee. However, it’s advisable to make a payment to bring your balance below the limit to maintain good standing. Avant may decline transactions that exceed your credit limit.
How can I make payments?
You can set up recurring payments through AutoPay or make one-time payments using a registered checking/savings account or debit card. Paper checks or money orders can be mailed to:
Avant, LLC
PO Box 1429
Carol Stream, IL 60132-1429
Include your full name and the last four digits of your credit card account number on the check.
Is a cash advance available with the AvantCard?
Yes, cash advances are available up to 25% of your credit limit. A fee (the greater of $10 or 3% of the cash transaction) applies, and interest begins accruing immediately. To obtain a cash advance, use your AvantCard PIN at an ATM.