If you’re looking for a one-stop shop for all the equipment you need for your next home improvement project, Lowe’s is the perfect place for you. Lowe’s is a well-known American retailer offering a wide selection of tools, appliances, building materials, and garden supplies. To help you save on these expenses, Lowe’s offers two credit cards—Lowe’s Advantage Card and Lowe’s Business Credit Card—both issued by Synchrony Bank. You can choose the card that best suits your needs.
The Lowe’s Advantage Card is designed for regular customers and provides a 5% discount on everyday purchases. On the other hand, the Lowe’s Business Credit Card is tailored for contractors and business owners, offering flexible financing, itemized statements, and business management tools. It also provides discounts and rewards to help businesses save on bulk purchases.
If you’re a regular Lowe’s shopper, applying for a Lowe’s credit card is a great way to enjoy exclusive benefits and rewards. You can apply for the card online or in-store, and here is a detailed guide on how to apply and activate it at lowes.com/activate.
How to Apply for a Lowes Credit Card
There are two ways through which you can apply for a Lowes Credit Card.
Online Application
- In your web browser, search for the Lowes Credit Card and click on this website – lowes.com.
- On the website, click on the Apply Now link.
- After that, a new page will appear on your screen, enter all the information asked on the page.
- Enter the last 4-digits of your SSN/ITIN and Mobile Number.
- Then click on the Continue button and follow the on-screen instructions.
- Then enter your Income, employment status, and housing information and click on the Submit button.
After completing all these steps, your application will be submitted. After verification and approval, you will receive your credit card within 7-10 days.
In-store Application
- Go to your nearest Lowe’s store and in the store directly go to the customer service desk.
- Then ask an associate for a Lowe’s credit card application form.
- Enter all the details asked on the application form such as your name, address, phone number, social security number, and financial information.
- After entering all the details and double-checking them, give the form back to the associate or drop it in the designated drop box.
If your application is approved, the associate will issue a temporary credit card for you to use until your physical card arrives.
How to Register for Online Access at lowes.com/activate
To activate your Lowe’s credit card, you first need to register for online access at lowes.com/activate to create your login credentials. Once registered, you can proceed with the activation process. Here’s how you can register for online access:
- On your web browser, go to the lowes.com/activate.
- On the activation page, click on the Register link.
- Then on the new page, enter your Account Number and Zip Code.
- Next, click on the Continue button and follow the on-screen instructions to create your Lowe’s credit card login credentials.
After that, you can proceed with the activation process at lowes.com/activate.
How to Activate Lowes Credit Card at lowes.com/activate
Follow these steps to activate Lowes credit card online at lowes.com/activate:
- Go to the activation page of Lowes credit card at lowes.com/activate through your computer or phone.
- On the activation page, enter your User ID and Password.
- Then click on the Secure Login button.
- Once you are logged into your account, go to the dashboard and click on the Card option.
- Then click on the Activate Card button and enter all the details asked on the page.
- Enter your Card Number, Expiry Details, and Social Security Number/ITIN.
- Then, click on the Activate button to complete the activation process.
Once your Lowe’s credit card is activated, you can use it for purchases at Lowe’s.
How to Activate Lowes Credit Card via Phone
There is an alternative way to activate your Lowe’s credit card.
- When you receive your card, you will find an activation number on the back of the package.
- Call this number, and you will be connected to a customer service representative who will assist you with the activation process.
- Follow their instructions and provide the necessary information, such as your name, address, Social Security number, card number, and expiration date.
- You will also be asked to create a PIN for your card, which will help you make payments and access your account.
Once your information is verified, your card will be activated.
Frequently Asked Questions
Can I activate my Lowes credit card at the store?
Yes, you can activate your Lowes credit card at the store. In the store go to the customer service desk and ask the associate to help you with card activation. Provide all the details and create a PIN to make the payments. Once your details are verified the credit card will be activated.
Can I use my Lowe’s credit card outside of Lowe’s stores?
No, Lowe’s credit cards can only be used at Lowe’s stores and Lowes.com.
What is the customer service number for Lowe’s credit card support?
The customer service number for Lowe’s credit card support is 1-800-444-1408. This number is available 24/7 for assistance with account inquiries, payments, and reporting lost or stolen cards. For general Lowe’s customer service inquiries, you can call 1-800-445-6937.