The Mercury Mastercard is an unsecured credit card designed for individuals with fair credit scores. Issued by First Bank and Trust and managed by Mercury Financial, this card has no annual fee and rewards users with 1 point for every $1 spent on qualifying purchases.
Moreover, having this credit card can positively impact your credit score, as Mercury regularly reports information to major credit bureaus. To be eligible for the Mercury Mastercard, a fair credit score of at least 620 is required. Applications for the card can be submitted online or by contacting Mercury Financial directly.
When you receive your Mercury credit card, first it must be activated online at mercurycards.com/activate, via phone, or through the mobile app before using it for transactions.
In this guide we have covered everything from the application process to card activation, providing all necessary information in one single article.
Mercury Mastercard Application
You can apply for the Mercury Mastercard when you receive the reservation code in your mail. The code is shared with individuals who have specific credit scores and meet the eligibility criteria set by the issuer.
If you receive the reservation code in your mail then follow these steps to apply for the Mercury Mastercard:
- Go to the official website of the Mercury Mastercard – mercurycards.com.
- Then on the website click on the Respond to Offer option present at the upper section of your screen.
- Next, on the page enter all the information required for the application.
- Enter your Reservation Code and the Last four digits of your Social Security Number.
- Then click on the Submit button to complete the application process.
You’ll receive your Mercury Mastercard in your mail within 1-2 weeks if you get passed the application process. Remember to activate your card at mercurycards.com/activate and then use it for your expenses.
Activate Mercury Mastercard at mercurycards.com/activate
Follow these steps to activate the Mercury Mastercard at mercurycards.com/activate:
- Go to the mercurycards.com/activate website via your phone, tablet, or computer.
- Then on the page enter all the information required for your credit card activation.
- Enter your Card Number, The Last Four Digits of your Social Security Number, and Your Birth Month and Year.
- Next, click on the Proceed button.
- After that, set a PIN for your credit card.
- Then click on the Activate Card button to complete the activation process.
Once you complete all these steps, the Mercury Mastercard will be activated and ready to use.
Activate Mercury Mastercard via Mobile App
Follow these steps to activate the Mercury Mastercard via mobile app:
- Install the Mercury Oculus app on your mobile device.
- In the app, log in to your account.
- Enter your Username and Password then click on the Log In button.
- Next, go to the Activate My Card section.
- Then enter all the information required for the activation.
- Enter your Card Number, The Last Four Digits of your Social Security Number, and Your Birth Month and Year.
- Next, click on the Proceed button.
- After that, set a PIN for your credit card.
- Then click on the Activate Card button to complete the activation process.
Activate Mercury Mastercard via Phone
You can also activate your Mercury Mastercard by calling the activation number available on the back of your credit card. Then verify the card details with the customer service representative and create a PIN for your card.
After verifying the card details and creating the PIN for your card, the Mercury Mastercard will be activated within minutes and, you’ll receive a notification message on your phone.
Manage Your Mercury Mastercard at mercurycards.com
You can manage your Mercury Mastercard by just following these steps:
- Go to the official website of the Mercury Mastercard – mercurycards.com.
- On the website, enter your login credentials to get into your account.
- Enter your Username and Password.
- Then click on the Submit button.
Once you are logged in to your account, you can manage your payment and check the statements.