RBC, short for Royal Bank of Canada is one of the largest financial institutions in Canada, providing a wide range of banking and financial services to its customers. The bank provides services to over 20 million clients and has more than 100,000 employees.

The bank offers a wide range of financial services, including personal banking with accounts, credit cards, loans, and investments like RRSPs. For businesses, RBC provides accounts, loans, and cash management. Wealth management services include investment and estate planning, while their insurance covers life, health, auto, and business. RBC also offers capital markets services, as well as online, mobile, and international banking options.

As mentioned earlier, the bank offers many services, including credit cards. RBC has a variety of credit cards for all types of customers. Some popular options include cashback cards, travel cards, low-interest cards, and cards for students and beginners. If you have an RBC credit card, you’ll need to activate it on the rbc.com/activate website before using it for purchases and enjoying its benefits.

In this article, we provide a step-by-step guide on how to activate an RBC credit card at rbc.com/activate.

Prerequisites  to Activate Your RBC Credit Card

To activate your new RBC Credit Card you need to have a few things ready with you:

  • Your 16-digit card number and security code.
  • Name on the card.
  • Card Expiration date.
  • High-speed WiFi internet connection.
  • A mobile device or computer to visit the rbc.com/activate.

  If you have all these things with you then you can proceed with the RBC credit card activation but first, you need to apply for the credit card.

How to Apply for an RBC Credit Card at rbc.com/personal 

Follow these steps to apply for the Royal Bank of Canada credit card at rbc.com/personal:

  • Go to the official website of the Royal Bank of Canada – rbc.com/personal– on your mobile phone or computer.
  • On the website go to the Credit Cards section and then click on the View All Credit Cards option.
  • Then scroll down and pick your preferred credit card.
  • Next, click on the Apply Now button of it.
  • After that on your page, an application form will appear on your screen, enter all the information asked on the form.
  • Enter your personal information such as Name, Address, and Social Security Number.
  • Then enter your financial information like income and employment history.
  • Next, click on the Agree to a credit check box and click on the Submit button.

How to Activate RBC Credit Card Online at rbc.com/activate

Follow these steps to activate your RBC credit card online:

  • Go to the activation page of the Royal Bank of Canada – rbc.com/activate via your mobile phone or computer.
  • Then on the activation page enter your 16-digit Credit Card Number.
  • Next, click on the Start Activation button.
  • After that, follow the on-screen instructions to complete the activation process.

How to Activate RBC Credit Card via Phone

Here is how you can activate your Royal Bank of Canada credit card through phone:

  • Grab your mobile phone and dial the activation number – 1-877-900-5900.
  • After that, you will be connected to one of the Royal Bank of Canada’s customer representatives.
  • Then the customer representative will help you with the activation process.
  • Make sure you have your credit card number and security code on hand.
  • Next, share the required details for the card activation with the customer representative.
  • After that, follow the instructions provided by the customer representative to activate the credit card.

How to Activate RBC Credit Card by Visiting Branch

Visit a nearby Royal Bank of Canada branch by first going to the RBC website – maps.rbcroyalbank.com. Enter your postal code and click the search icon to find a list of branches near you. Once you’ve located the closest branch, bring your credit card and personal ID with you. Speak to a staff member, and they will help you with the credit card activation process.

Frequently Asked Questions

What should I do if my RBC credit card is lost or stolen?

Immediately report the loss or theft by calling RBC customer service number 1-800-769-2553. They will assist you in freezing the card and issuing a replacement.

What should I do if my RBC credit card is not working?

If your card isn’t working, check for any issues in your RBC online banking account, or contact customer service for assistance.

What if I forget my PIN?

If you forget your PIN, you can reset it via your online banking account or by calling the RBC credit card activation line.