Introduction
The American Express Platinum Card is widely regarded as one of the most attractive credit cards available today, offering a wide range of attractive benefits. This article will explore the benefits of the Amex Platinum Card, including what it encompasses, what it does not include, and how it can be used to get an advantage from car rentals.
About Amex Platinum Card & Its Benefits
American Express Platinum Card is an ultra-premium ‘charge’ card that offers a wide range of benefits across various categories. This top-of-the-line credit card has an annual fee of $695 and a Pay Over Time APR. However, if you can reap the benefits of this card, it may be worth considering.
To begin with, this card is without a doubt the leader in luxury travel benefits. It offers the highest lounge access of any card, statement credits, and complimentary elite status.
Additional Prime Advantages of the Amex Platinum Card:
- Priority Pass Select Membership And Admission To 1,400+ Airport Lounges, Including Centurion Lounges
- Premium Status In Hotels With Hilton Honours Gold And Marriott Bonvoy Gold.
- Accessibility To Fine Hotels & Resorts And The Hotel Collection
- Renting A Vehicle Benefits
- Purchase Assurance And A Longer Warranty
- Insurance For Both Lost Luggage And Travel
- Amusement And Event Benefits
- Offering A Hefty Welcome Bonus
Amex Platinum Card Car Rental Privileges
The Amex Platinum card comes with lots of perks, like free elite-level membership with Avis and Hertz, as well as National. Once you sign up, you’ll get all the perks and benefits you could ever want. Let’s discuss more explicitly –
Avis
For Amex Platinum cardholders in the US and Canada, Avis offers discounts and upgrades. These benefits include an Avis Preferred Plus membership, an Avis Worldwide Discount with AWD# C076700 for a maximum of 25% off the base price (discount excludes taxes, fees, and surcharges), and a free one-car class upgrade, when booking reservations, using coupon #UUNA007 to save money. Blackout dates apply to certain benefits, and they are subject to alterations at any stage. These savings are not available for speciality vehicles (category X).
Hertz
Members of Amex Platinum cards are eligible for free President’s Circle membership and free registration in Hertz Gold Plus Rewards. When renting a mid-size to full-sized vehicle and using their Amex Platinum card to pay for it, they can additionally get a 1-car class upgrade. They can also take advantage of a 4-hour grace period when returning their rental automobile, which could cost them an additional day’s fee. Use the Hertz Gold Plus Rewards enrollment code CDP#211762/call 800-525-3355 to sign up.
National
Emerald Club Executive membership, which offers advantages like automobile selection, luxury car upgrades, and expedited earnings towards free rental days, is provided by National at no cost to Amex Platinum cards. Call 800-525-3355 to enrol.
Amex Platinum Card Rental Car Loss and Damage Insurance
Users have to shell out the entire rental amount with their Amex Platinum card and reject the collision damage waiver (CDW) offered by the rental business in order to be qualified for Amex Platinum automobile rental damage and loss insurance.
The coverage does not apply to rental cars collected off-road or outside the designated rental area, antique cars, American Samoan citizens, ride-sharing services, commercial minivans, customised vehicles, full-sized or cargo vans, limousines, off-road vehicles, motorcycles, campers, trailers, and recreational vehicles. It also does not apply to vehicles rented in Australia, Italy, or New Zealand. This protection is only valid for the initial thirty-day period of a rental.
What Does the Plan Cover?
- If you, your card member/an authorized driver or a passenger are injured in an accident while in a rental car, your plan will pay for medically necessary treatment up to a limit of $5,000.
- If you or your authorized driver or passenger is killed or seriously injured in an accident that occurs while in a rental vehicle, your plan will cover your medical expenses up to $2,500.
- If your car gets damaged or stolen while you are in it, your Amex Platinum card will cover your personal property up to $500.
- If your car is stolen or damaged while you are in the car, your card member will cover up to $750.
- If you are an authorized driver/passenger in a rental car accident, your coverage will be limited to $200,00 for you and $20,00 for authorized drivers/passengers with a per accident limit of $50,000 for you and your authorized driver/passengers.
- If you are a resident of Utah or Vermont, your coverage is primary.
- If you live in New Hampshire, your payouts and limits are reduced.
Primary vs. Secondary Coverage
Amex Platinum card offers supplemental insurance but requires a claim to be submitted. Premium Car Rental Protection is available for an additional $19.95 to $24.95 per rental term, providing primary coverage without filing with other insurance.
The Chase Sapphire Preferred Card, with a $95 yearly cost, is also a top choice for automobile rental insurance.
How To File a Claim?
To submit a legitimate American Express claim, you must submit documentation online through the American Express Claims Centre. This includes a car rental contract and personal insurance information. If reporting theft or accident information, contact the police. Before submitting, report the damage or theft to authorities. The process should take 15-20 minutes, but you can pause and resume it by selecting the Save and Finish Later option. You have 72 hours to complete your claim before all information is erased and you must start the process again.
International rentals claim takes 45-90 days for a final ruling; contact 800-338-0023 for more information.
Contact
Regarding any questions about your insurance policy/about filing a claim, contact the Customer Service & Claims Department by:
- Call – (800)338-1670, International Collect at (216-617-2500)
- Email – AMEXCRILLDUP.COM
- Mail – UFAC-CLAIMS CAR RENTAL LOSS AND DAMAGE INSURANCE P.O. PO Box 94729 CLEVELAND, OH 45201.
AMEX Assurance Company underwrites Car Rental Loss and Damages Insurance.